Mobility among pension savings programs and credible pension advisory services were among the goals set out by Yadin Antebi, the Finance Ministry's Supervisor of Capital Markets, Insurance and Savings, in his strategic program for the department published Tuesday. "The central goals standing before us are, above all, the good of the consumer of financial services, the protection of his rights, and enhancement and development of the capital, insurance, and savings markets," Antebi said. "These will be accomplished by means of easing the passage and mobility of members and insurees between the various bodies, encouraging pension savings, bringing order to the field of pension advising, and increased supervision." Antebi expects to take action "through various means in order to ensure the implementation of these goals and the augmentation of uniformity and transparency." The changes were set in light of recent changes in Israel's capital market and reforms. Central goals presented in the plan include: achieving mobility among pension savings programs; an overall savings policy expanding coverage particularly among workers; pension advising in accordance with Bachar capital market reform separating funds from banking to ensure objectivity; and increased supervision of institutions to ensure stability and efficient risk management. Additional aims to be pursued by the department include: further implementation of the Bachar reform; enhancing market discipline through enforcement (including the establishment of an enforcement department); ensuring settlement of claims (through heightened disclosure standards for both insurers and insurees, among other means); and setting policy toward availability and fixed pricing of nursing-care insurance. The department said it also would continue to strive to support financial consumers and to handle matters related to the globalization of financial markets. Antebi implemented a number of internal structural changes several weeks ago to support the department's goals in light of the reforms, including its division into two units, one supervising insurance policies and regulations and the other supervising institutions, the ministry noted.