Sale of supplementary health insurance by health funds continues to grow

73.5% of Israelis pay for some form of additional coverage.

By
December 31, 2015 04:21
2 minute read.
Doctor and patient

Doctor and patient (illustrative).. (photo credit: INGIMAGE)

 
X

Dear Reader,
As you can imagine, more people are reading The Jerusalem Post than ever before. Nevertheless, traditional business models are no longer sustainable and high-quality publications, like ours, are being forced to look for new ways to keep going. Unlike many other news organizations, we have not put up a paywall. We want to keep our journalism open and accessible and be able to keep providing you with news and analyses from the frontlines of Israel, the Middle East and the Jewish World.

As one of our loyal readers, we ask you to be our partner.

For $5 a month you will receive access to the following:

  • A user experience almost completely free of ads
  • Access to our Premium Section
  • Content from the award-winning Jerusalem Report and our monthly magazine to learn Hebrew - Ivrit
  • A brand new ePaper featuring the daily newspaper as it appears in print in Israel

Help us grow and continue telling Israel’s story to the world.

Thank you,

Ronit Hasin-Hochman, CEO, Jerusalem Post Group
Yaakov Katz, Editor-in-Chief

UPGRADE YOUR JPOST EXPERIENCE FOR 5$ PER MONTH Show me later

Nearly three-quarters (73.5 percent) of all Israeli residents have at least one level of supplementary health insurance from a public health fund, while nearly a third (32%) pay for a second level of coverage.

These statistics were provided by the Health Ministry’s deputy director-general in charge of the health funds, Revital Topper-Haver Tov and colleagues, for publication on Thursday as part of its supplementary health insurance report for 2014.

Be the first to know - Join our Facebook page.


Even a majority (66%) of individuals who receive disability payments, old-age allotments or income supplements from the National Insurance Institute have supplementary health insurance policies, a 2% increase over the previous year, indicating that most Israelis feel they need extra coverage beyond what is offered in the standard basket of health services covered by regular health fund membership.

In the Arab sector, in places with more than 2,000 residents, 39% hold supplementary health insurance policies – similar to 2013 but much lower than in the Jewish sector, according to the report.

The rate of having supplementary health insurance from one of the four health funds rose consistently between 2002 (seven years after National Health Insurance began) through 2014. But from 2009, the pace of joining the first level of coverage slowed, the report says. At the same time, during that period there has been an increase in joining the second and more-expensive level of coverage, especially at Maccabi Health Services, the second-largest health insurer, followed by a rise of 8.9% in Meuhedet, 8.5% in Clalit and 1.6% in Leumit.

In 2,014, a total of 6,031 people joined a supplementary health insurance program; this was a 2.1% rise, compared to a 1.7% increase in 2013.

Supplementary health insurance programs earned NIS 90 million more than they spent paying for members, constituting 2.2% of all their income. Clalit finished 2014 with an extra income of NIS 51 million compared to only NIS 31 million in 2013; Maccabi had a profit of NIS 38 million compared to NIS 37 million in 2013; the figures for Meuhedet were a NIS 15 million deficit compared to a NIS 16.6 million deficit in 2013; and for Leumit a NIS 16 million profit compared to NIS 9.7 million in 2013.

JPOST VIDEOS THAT MIGHT INTEREST YOU:


The supplementary programs in each level vary in coverage, and health fund members can contact the Kol Habriut section of the ministry’s website at www.health.gov.il to compare the various offers.

Join Jerusalem Post Premium Plus now for just $5 and upgrade your experience with an ads-free website and exclusive content. Click here>>

Related Content

Public bathroom
November 15, 2018
For World Toilet Day, Ben Gurion University makes fuel from human waste

By SARA RUBENSTEIN