t: bold\">Keep working"} 61:{"position":4,"content":"While this may not be the most cheery advice, it may be the most effective. Delaying retirement by a few years can be a huge factor in being financially able to retire. By working, not only do you push off tapping your retirement funds, but you can keep saving for a couple of more years."} 63:T4cd,According to the Oblivious Investor website: “Whether it’s sticking it out for an extra couple years at your current job or picking up part-time work in a more enjoyable field after leaving your job, retiring later is often the highest impact thing you can do for your retirement finances. Each additional year of work is one more year to accumulate savings and one fewer year of spending from your savings.”

Maximize your savings62:{"position":5,"content":"$63"} 64:{"position":6,"content":"You might say you can’t save any more money. As you get closer to retirement there is a good chance that your kids may be out of the house, which means you can save on tuition. It’s also important to create a budget where the first expense item is to “pay yourself first.” If you create a disciplined budget with an increase in built-in savings, you will be surprised at how much you will b

How to play retirement catch-up

Many wonder what can be done to save enough money to retire. They are in “catch-up” mode.